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| Low Down Payments - Down Payment Grant |
Louisville Real Estate .com often refers our clients to Partners In Charity. PIC is a non-profit organization that assists homebuyers from their down payments and closing costs. PIC also helps the communities where the program is used to support local charities. Buyers can receive a free gift that never requires repayment. Gifts come in amounts of 3%, 4%, or 5% depending on the final sale price of the home. To qualify for this program you have to qualify for a loan program with your lender and then complete a Home Ownership Counseling Course. PIC is available for both conforming and non-conforming loans, as well as FHA programs. PIC can be used to help purchase single family homes, 1-4 units, modular homes, town homes, new construction, and condominiums. For more information contact Louisville Real Estate .com or Partners In Charity at 800-705-8350.
More Information On Low Down Payments
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| Refinance
today! |
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The decision of refinancing has often been difficult, but at Louisville Real Estate .com, we can make it quick and easy. The first step we make to help you is to weigh the savings of a lower monthly payment opposed to the fees and costs of a refinance charge. In addition, we will lower the cost of refinancing and may even waive your refinancing fees so that you can get the best possible rate. If you decide to refinance, you will want to consider how much longer you plan on living in your home. If you are going to move in the next year or so, the cost of refinance will outweigh and it would be best to not refinance your mortgage loan.
More Louisville Refinance Information.
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| FIRST
TIME BUYERS |
First time homebuyer programs from Louisville Real Estate.com are designed to make it easier for our clients to become home owners. Some programs allow for lower interest rates, some offer easier qualifying, and some offer a combination of both. HFA features lower interest rates, MCC offers reduced taxes, and CHB features low down payments.
More 1st Time Buyer Information.
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| FHA
LOANS |
FHA loans allows home buyers and current
home owners to buy a home with less money down or mortgage
refinance up to 97% of the homes value. Allow one of
our representatives research a FHA loan program for
you today.
More information on FHA and VA Loans
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