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| Refinance - Consider Other Mortgage Programs |
Louisville Real Estate .com has found three things that need to be thought about when refinancing.
1. Because of low and zero down payment loans, even small percentage rates can pay off quickly.
2. If you are going to stay in your home for more than three years, it would probably make sense to pay points and closing costs to get the lowest available rate.
3. You can avoid putting out cash and still get a low rate by adding the points and closing costs into your new mortgage.
More Information On Refinance
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| Refinance
today! |
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The decision of refinancing has often been difficult, but at Louisville Real Estate .com, we can make it quick and easy. The first step we make to help you is to weigh the savings of a lower monthly payment opposed to the fees and costs of a refinance charge. In addition, we will lower the cost of refinancing and may even waive your refinancing fees so that you can get the best possible rate. If you decide to refinance, you will want to consider how much longer you plan on living in your home. If you are going to move in the next year or so, the cost of refinance will outweigh and it would be best to not refinance your mortgage loan.
More Louisville Refinance Information.
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| FIRST
TIME BUYERS |
First time homebuyer programs from Louisville Real Estate.com are designed to make it easier for our clients to become home owners. Some programs allow for lower interest rates, some offer easier qualifying, and some offer a combination of both. HFA features lower interest rates, MCC offers reduced taxes, and CHB features low down payments.
More 1st Time Buyer Information.
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| FHA
LOANS |
FHA loans allows home buyers and current
home owners to buy a home with less money down or mortgage
refinance up to 97% of the homes value. Allow one of
our representatives research a FHA loan program for
you today.
More information on FHA and VA Loans
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